Debt collectors are now allowed to contact you in a new way which is just another example of the changing times.
Chances are, someone tried to sneak into your DMs on social media in an attempt to punch and shoot you. Nine times out of ten, you don’t respond to the scary person on the other end of that message. Or, maybe you were one of those people who like to sneak into the DMs of random people you don’t know in an attempt to try to ‘score’ with someone you like. These attempts rarely work, and they can get boring after a while (that’s a conversation for another time). Unfortunately, you may receive even more unwanted DMs in the near future.
Debt collectors will slip into your DMs
Now you might have another type of unwanted person sneaking into your DMs. Debt collectors. No one is ever delighted to be contacted by debt collectors. Most of the time, you send them straight to voicemail when they call you almost every day. From now on, they will go directly to the voicemail messages so as not to be read in your DMs. According to CBS News, about a third of American adults with a credit history are currently in debt collection. This has led to new regulations that came into effect this week that allow debt collectors to contact people through their social media accounts, including Facebook, Instagram and Twitter.
What to expect from these DMs
This new regulation would impact millions of Americans with unpaid debts. The Consumer Financial Protection Bureau may attempt to contact you through your DMs to attempt to collect these unpaid invoices. First of all, they won’t slip into your DMs saying “Hey beautiful” or with alluring emojis. Just like all unwanted DMs you receive from people trying to pick up on you, debt collectors do not need consumer permission to communicate through social media, and the rule does not limit the number of messages they can post. they can send.
However, CBS News reports that they must adhere to certain restrictions. Some of these restrictions include that they must disclose that they are a collector and that they must offer you the option to unsubscribe from social media posts. In addition, they cannot send public messages that can be seen by other users on social networks. The new rule also limits the number of phone calls you receive from debt collectors. You can find out more about these new regulations by clicking here.
(H / T-CBS News)
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